Perlindungan Maksimal dari Allianz Allisya Protection Plus Ukuba umrhwebi ufumene umboleko ukuze ahlawule imali yakhe, uya kuhlawulela umboleki imali eyongezelelweyo ngokutshintshisana nesiqinisekiso sokubolekisa umboleko xa kufuneka ukubiwe okanye ukulahlekelwa elwandle. Nge-800 BC, abemi baseRhodes badala 'umyinge oqhelekileyo'. Oku kwavumela amaqela abathengisi ukuba ahlawule ukuqinisekisa ukuba impahla yabo ithunyelwa kunye. Iikhompyutheni eziqokelelweyo ziya kusetyenziselwa ukuhlawulela nayiphi na umrhwebi lowo iimpahla zakhe zahlanjululwa ngethuba lokuthutha, nokuba kungenxa yesiphango okanye ukuxolelwa.2 Izivumelwano zomshuwalense ezahlukileyo (okt, iinkqubo ze-inshorensi ezingahlanganiswa ngemali-mboleko okanye ezinye iintlobo zontrakhontrakthi) zenziwe kwiGenesis ngo-14 inkulungwane, njengokuba amaziko e-inshorensi axhaswa yimibungo yeendawo eziphantsi komhlaba. Inkontileka yokuqala ye-inshorensi eyaziwayo ivela eGenoa ngo-1347, kwaye inkulungwane yomshuwalense yamanqaku enkulungwane yayilandela ngokubanzi kwaye iiprisimenti zazingenakucatshulwa ngokungafaniyo neengozi.3 Ezi mvumelwano zomshuwalense entsha zavumela u-inshorensi ukuba ihlukane notyalo-mali, ukwahlukana kwendima eyaqala ukuba luncedo inshorensi yolwandle. Perihal Perkembangan Asuransi

Perihal Perkembangan Asuransi I-inshurensi yaba yinkalo ephezulu kakhulu kwixesha lokukhanyisa iYurophu, kunye neentlobo ezikhethekileyo eziphuhlisiwe. I-inshurensi yePropati njengoko siyazi namhlanje ingafumaneka kuMlilo Omkhulu waseLondon, owathi ngo-1666 wadla izindlu ezili-13,000. Imiphumo emibi yomlilo yaguqula ukuphuhliswa kwe-inshorensi "kwimiba yokulungelelanisa ibe yinto yokukhawuleza, utshintsho lwengcamango luboniswe kuMongameli uChristopher Wren ukufakwa kwendawo 'ye-Intshumo Ofisi' kwisicwangciso sakhe esitsha saseLondon ngo-1667. "4 Inani leenqwelo zomshuwalense zomlilo zazama ukungazi lutho, kodwa ngo-1681, u-Nicholas Barbon kunye noonobunye abalingani abayishumi elinanye baqulunqa inkampani yokuqala yomshuwalense yomlilo," i-Ofisi ye-Intshurensi yeeNdlu, "emva kweRoyal Exchange ukufaka ityitye kunye nesakhelo makhaya. Ekuqaleni, amakhaya ama-5 000 aqinisekisiwe yi-Ofisi yakhe yomshuwalense.5 Ngelo xesha, ama-inshorensi yokuqala okubhalwa phantsi kwamashishini atholakala. Perihal Perkembangan Asuransi